This 10 minute exercise reduces daily stress, says Dr Clodagh Campbell
This 10 minute exercise reduces daily stress, says Dr Clodagh Campbell

Shayna Sappington

Supper Club: 4 tasty salads to add to your weekly rotation
Supper Club: 4 tasty salads to add to your weekly rotation

IMAGE

Is rejection mindset, aka ‘but what if it could be better?’ ruining online dating?
Is rejection mindset, aka ‘but what if it could be better?’ ruining online dating?

Hannah Kingston

Jennie McGinn: A week in my wardrobe
Jennie McGinn: A week in my wardrobe

Sarah Finnan

This picturesque, split-level home in Delgany is on the market for €945,000
This picturesque, split-level home in Delgany is on the market for €945,000

Sarah Finnan

Team IMAGE on the best spots for your next sea swim
Team IMAGE on the best spots for your next sea swim

Sarah Gill

What to bake this weekend: Pecan praline brownies
What to bake this weekend: Pecan praline brownies

Meg Walker

Inside this incredible €3.6 million Howth house suspended over a private lake
Inside this incredible €3.6 million Howth house suspended over a private lake

Sarah Finnan

The power of pessimism: why you should lower your expectations
The power of pessimism: why you should lower your expectations

Nathalie Marquez Courtney

Irish Design Spotlight: The Tweed Project
Irish Design Spotlight: The Tweed Project

Sarah Finnan

Image / Agenda / Money

What I Spend on Christmas: The 45-year-old nurse earning €30,000 who’s working two jobs this Christmas


By IMAGE
09th Dec 2021

Arina Krasnikova / Pexels

What I Spend on Christmas: The 45-year-old nurse earning €30,000 who’s working two jobs this Christmas

The average Irish family spends €2,700 over the festive season, but what about the savers and splurgers? We speak to a 45-year-old nurse who earns €30,000 a year working two jobs

I am a 45-year-old nurse who works part-time, married with a 5-year-old girl. We have a mortgage. I have two jobs that bring in €30k a year in total. My child’s children’s allowance goes into her college fund. We try and save a little every month for house improvement and unforeseen expenses so I would never dip into them nor max out our credit card for Christmas.

The Christmas parties

I get a One4All voucher from one company that I work for, €150 each year, which is lovely. They pay for our Christmas night out, which is normally late November, which is very generous of them.
I try and organise my highlights and cut to fall on that day and spend €120 on that. One of my sisters is a similar dress size to me, works in retail and buys a lot of clothes, so she kindly lets me borrow an outfit from her. I don’t drink alcohol so I drive to the venue myself.
The other company is a charity so the staff save up all year in a fun way by bonus ball lotto. That money funds our night out and €50 each goes towards our meal and drinks. I borrow another dress to wear, and as it is normally so close to the first party, my sister straightens my hair. My husband doesn’t normally go to his Christmas party as it is so far away, but he will have a few Christmas drinks after work with his department, which costs €50.

Presents and gifts

Santa spends €150 on our five-year-old. I spend €100 on my mother; €100 on our child, and €100 on my husband — he spends a similar amount on me.
As all of my five siblings have children, we don’t give to each other, just to the kids. I spend €150 on them in total; one of them is my goddaughter and godmother to my daughter, so she gets a little extra. These are only token presents — nothing extravagant as they all are inundated with presents each year.
We spend €10 each on my daughter’s teachers — her primary school teacher, after-school teacher, piano teacher, swim instructor, karate sensei, dance teacher and art teacher. Both myself and my husband have Secret Santa at work, so a budget of €15 is normally given to that.

Charitable giving

We have a SVP Giving Tree at work so I allocate €50 on presents for them. At school, we have a collection for the Peter McVerry Trust so I contribute €10 to that. We donate a €15 hamper to the Methodist church for their hamper appeal and another €15 hamper to the Catholic church for their Hospitality Kitchen. I also spend €10 on Christmas cards for charity. I buy a tin of chocolates for each emergency service in our town (ambulance service, fire department and Gardaí) so that is €30.
My daughter will have a Santa day at school so a Christmas jumper of €15 will be bought for her. We don’t do the Santa experience, as she is quite shy and doesn’t like to go and see him.

On Christmas Day

On Christmas Day, we will give €25 to the collection at mass. I buy a nice top for Christmas Day and give myself a budget of €30 for that. I hosted Christmas last year for my mother, one of my sisters, brother-in-law and their teenage son, so this year, we will be at my mother’s. I will bring an assortment of festive food and drink so will spend €50 on that.
We have our tree and decorations from previous years, and these get added to every year by buying in the sales post-Christmas. I always buy a poinsettia every year, but that doesn’t break the bank at just €3.

What we’ve learned

Adding that all up seems like a lot of money for one day. I think myself and my husband have enough and should only give each other a token present from now on to show our daughter the importance of giving but that it shouldn’t be excessive. For us as a Catholic family during advent, we try and focus on the true meaning of Christmas which is Christ, without getting too carried away with the secular world. As the Americans say, Jesus is the reason for the season! Blessings to all!

This article was originally published in December 2019