April Event Guide: Here’s the best of what’s on around Ireland this month
April Event Guide: Here’s the best of what’s on around Ireland this month

Sarah Gill

These colourful raincoats have Irish staycation written all over them
These colourful raincoats have Irish staycation written all over them

Sarah Finnan

Social Pictures: The launch of the Prix Pictet exhibition in Photo Museum Ireland
Social Pictures: The launch of the Prix Pictet exhibition in Photo Museum Ireland

Sarah Gill

March 31: Today’s top stories in 60 seconds
March 31: Today’s top stories in 60 seconds

Sarah Gill

Little White Cottage: This stunning three-bedroom Donegal property is on the market for €274,950
Little White Cottage: This stunning three-bedroom Donegal property is on the market for €274,950

Sarah Gill

This stunning property with uninterrupted views of Kenmare Bay is on the market for €775,000
This stunning property with uninterrupted views of Kenmare Bay is on the market for €775,000

Sarah Finnan

Brooke Shields’ new documentary is a horrifying look at the ‘practically criminal’ ways in which she was sexualised as a child
Brooke Shields’ new documentary is a horrifying look at the ‘practically criminal’ ways in which...

Sarah Finnan

This magnificent end-of-terrace Victorian home filled with period features is on the market for €2.8 million
This magnificent end-of-terrace Victorian home filled with period features is on the market for €2.8...

Sarah Gill

This homely stone cottage with idyllic country views is on the market for €295,000
This homely stone cottage with idyllic country views is on the market for €295,000

Sarah Finnan

Incidents of drink spiking are rapidly increasing in Ireland — how are we supposed to feel safe?
Incidents of drink spiking are rapidly increasing in Ireland — how are we supposed to...

Sarah Gill

Image / Agenda / Money

5 mobile apps to help you save money now


By IMAGE
15th Jan 2022
5 mobile apps to help you save money now

Whether you’re saving for a rainy day, or trying to pay off a debt, everyone could use a little help budgeting their finances. Here are five mobile phone apps you can download in Ireland now to help you save more money.

1. YNAB (You Need a Budget)

Available to download for Android and iOS for free

YNAB, or You Need a Budget claims to teach you how to manage your money and get out of debt forevermore. The idea is to connect all of your accounts in one place and avail of real-time access. There are five features. Budget Together, which is access to real-time information, from any device, anytime, making it simple to share finances with a partner. Goal Tracking, to help you set and reach your goals and then set new, bigger goals. Reports, which are graphs and charts so you can track your progress. Personal Support, where you can send an email or check out one of the 100-plus free, live, online workshops the app offers every week. And finally, Secure Data, the app claims security is its number-one priority.

2. Splitwise

Available to download for Android and iOS for free

This app helps you keep track of shared bills and expenses. Ideal for anyone in a house share with bills split between three or more people. The app keeps a record of who has paid their share of a bill, and who has not. There is a subscription-based version called Splitwise Pro, which has additional features such as receipt scanning and increased cloud storage.

3. Revolut

Available to download for Android and iOS for free

Revolut is the online banking with zero charges. It works exactly like a bank, you can get your wages paid into it, you get a debit card, and you can use the app to transfer money to your friends who also have the app and from your bank account free of charge and instantaneously. In the Vaults feature, you can pocket your loose change and watch it build up so you can withdraw from it when it gets to a decent amount. If you use your Revolut card in an atm you will get charged regular bank charges, however tapping the card in a retail environment is no extra charge.

4. Bullet Receipts

Available to download for Android and iOS for free

Let the Bullet app keep track of all of your receipts for you by simply scanning and logging your paper receipt. As well as cutting down on the clutter of paper receipts, this is an easy way to record your work expenses

5. Envelopes

Available to download for Android and iOS for €3.49

Never be caught off guard again by putting your income into ‘envelopes’. The cash for each month’s expenses is taken out and divided into envelopes for each budget category. Like groceries, eating out, debt payoff, and kids. The idea is to take money out of a designated envelope to spend, by the end of the month you should have spent less and have tracked every cent you have spent.

Photography by Unsplash.